Asikhulume iqiniso. Ukuthola iholo elizinzile njengomhwebi akulula. Abantu abaningi abangena emakethe yezezimali baphuma ebhizinisini futhi baqhubeke nokwenza umsebenzi omuhle - balahlekelwa yimali yabo. Kunezizathu eziningi zalokhu: abanye abantu abacabangi kakhulu ngokuhweba, abanye bacabanga ukuthi kumnandi kunokusebenza kanzima, abafuni ukufunda nokuzuza amakhono amasha.
Kungani uchitha imali eningi futhi okubaluleke kakhulu, ukuphatha kanjani ukulahlekelwa kwakho? Sithemba ukuthi ngemva kokufunda lesi sihloko, uzothola impendulo yayo yonke imibuzo.
Ukuhlakanipha kakhulu
Akunjalo ngoba uhlakaniphile ukuthi uzolahlekelwa yimali. Eqinisweni, abadayisi abangochwepheshe kakhulu ezimakethe zezezimali bangabathengisi abanolwazi. Ngakolunye uhlangothi, ukukholelwa ukuthi uhlakaniphe ngokwedlulele kuyingozi.
Bacabanga ukuthi bangawina imakethe, empeleni okwenenjabulo engandile nephelele, hhayi eyokuhlakanipha. Iqiniso liwukuthi iningi labo lihamba ngokushesha ngangokunokwenzeka futhi lizifake esimweni lapho lingase lidideke khona.
Bambalwa kakhulu abantu bangaphandle abangafakaza ukuthi sebedlule imakethe yonke. Yiba nesizotha, yenza ibhizinisi ngesitayela futhi ungaphikisi - yilokhu abadayisi bezindlu abakukholelwayo.
ukuhlakanipha
Ukuthengisa akufani nokuphila. Emakethe yezezimali, ukucabanga okuhle ngeke kukujabulise. Imibono engemihle neqondile kufanele igwenywe ngoba ingacekela phansi imizamo yakho yokumaketha. Zama ukuba nekhanda elizolile nelikhululekile. Iwusizo kakhulu.
Ukulangazela kufana nokuhaha noma ukuhaha ngoba kuphika ububi besabelo esilinganiselwe semali. Uma uhlelo lwakho lokuhweba lukutshela ukuthi elinye ikhono ongasifunda ukuze uthuthukise imiphumela yakho yokuhweba lingase likudide.
Azikho izinkinga zokuphatha
Ungabheja yonke imali esitolo esisodwa noma uzowina. Kodwa ngemva kwedili elilodwa noma amabili ulahlekelwa futhi ulahlekelwa kakhulu. Labo abangenzi ngempumelelo ukulawulwa kwezinhlekelele futhi ngaleyo ndlela balahlekelwe ezinye zezimali zabo zokumaketha bangase balahlekelwe yikho konke.
Abatshalizimali abalondolozayo bakholelwa ukuthi ukutshalwa kwezimali akufanele kube ngaphezu kuka-2% wesamba sempahla. Thatha u-5% uma unenhlanhla. Nokho, awuyeki u-100% wemali yakho ukuze uthole “inkontileka enenzuzo enkulu.”
Ukuhweba ngamarobhothi
Alikho isu elilodwa eliphumelelayo nerobhothi elingaletha imiphumela yemvelo ngokuhamba kwesikhathi. Abazokunikeza isaphulelo sesikhathi esisodwa "Super Trader 3000" bangabakhohlisi. Phela, ubani ongathenga irobhothi elizizwa kahle ngokwalo ukuthi lingawina njalo? Bekungeke yini kube umqondo omuhle ukushiya iqanda legolide endaweni eyimfihlo necophelelayo bese uligcina kube kanye? Lingcono kakhulu ihhashi elingenalutho kunokungabi nalo nhlobo.
Yengeza isimo esishodayo
Awazi ukuthi bangaki abadayisi abengeza i-streak yokulahlekelwa kuphothifoliyo yabo. Alikho iphutha ngokubheka isimo sakho ube wesabela ukuphepha kwakho. Nokho, ngaphambi kokuba usebenzise enye imali, kukhona inketho engcono. Cabangela ukwehlisa izindleko zakho. Uma wazi ukuthi ungamelana kanjani nawe, ukuphuma ngokushesha kuyisixazululo esingcono kakhulu.
