Umhwebi angase abe nezinhlobonhlobo zezimfanelo ezihlaba umxhwele. Uma umhlaziyi wezobuchwepheshe engakwazi ukuzithiba futhi ethatha ingozi enkulu, bazolahlekelwa yimali. Uma kuziwa ekuhwebeni, umuntu angakuhlakulela kanjani ukuzithiba?
Izinyathelo ezishiwo ngezansi zibukeka ziqondile, futhi ngokombono, zinjalo. Kungenzeka ukuthi uma unamathela kule mihlahlandlela, uzokwazi ukushintsha isimo sakho sengqondo sokuhweba futhi uthuthukise ukuziphatha kwakho. Ukuze uhwebe ngokuqapha okukhulu, uzodinga lezi zingxenye.
Chaza kabusha ukugxila kwakho
Ungase ugxile ngokweqile ekuholeni uma njalo amehlo akho ebheke egoli. Ngokuphambene nenkolelo evamile, ukugxila emiphumeleni ejabulisayo akuzuzisi neze noma kwakhi. Kungani?
Abahwebi abakwazi ukulawula imizwa yabo lapho begxile emiphumeleni.
Abahwebi ababeka imiphumela kuqala bavame ukweqa ezinye izinqubo ukuze bafinyelele entanjeni. Ngakho-ke baphinda baphinde batshale imali yabo ukuze bathole ukulahlekelwa kwabo. Abanendaba nokuhlaziya, impumelelo kuphela. Cabanga ukuthi uhweba kanjani njalo uma le ndlela ibonakala ijwayelekile. Ingabe uyalulungiselela uhlu lokuhlola futhi uhlele kusenesikhathi? Ngokuqinisekile uvumela imizwa.
Ukuze uqonde ukuthi yini ebaluleke kakhulu ngempela, susa ukunaka kwakho ekukhiqizeni imali uye kumasu okufunda nokuhlola. Esikhundleni sokugxila emiphumeleni esheshayo, gxila ekuthuthukiseni indlela yakho yokuzijwayeza nokuzijwayeza okwengeziwe.
Jwayela umkhuba wokulawula ubungozi
Ngaso sonke isikhathi uma uhweba, ukuphathwa kwemali kuyisethi yezinyathelo ozithathayo ngaphambi, ngesikhathi, nangemva kohwebo. Lezi zenzo ziyadingeka ukuze kugcinwe ibhalansi yomthengisi ukuze kugcinwe ubungozi kanye nokulahlekelwa okungase kube khona.
Noma kufanele kube sobala ukuthi ukuhlola ubungozi kubalulekile, abathengisi abaningi abazihluphi ngakho noma benza kuphela lokho abakuthola benethezekile.
Eminye imibono yokuphatha imali, njengokwehlisa inani lemali etshaliwe noma ukubeka izinga lenzuzo, ibonakala iphikisana. Ukuze enze imali, ukuhweba kwakudingeka anciphise inzuzo yakhe. Ngoba into embi kakhulu engenzeka ukulahlekelwa yikho konke, inhloso ukuvikela umhwebi.
Ukwenza ukulawulwa kwezinhlekelele kube umkhuba kusiza abahwebi ukuthi balawule imizwa yabo lapho behweba ngendlela ecindezelayo. Ukuphatha imali kuhlanganisa izinto ezifana nokwenza ucwaningo lwemakethe, ukugcina ijenali yokuhweba, ukusebenzisa amathuluzi afana nokuthi Thatha Inzuzo kanye Nokumisa Ukulahlekelwa, nokuningi. Kusho futhi ukukhetha amasu okuhweba aphephile kunalawo ayingozi, nokunye.
Funda ekulahlekelweni nasekuhlulekeni kwakho
Isiyalo akufanele siphele ngenkontileka. Ukulawula imizwa kuhlanganisa ukwamukela ukulahlekelwa ngobumnene ngenkathi wenza incazelo ngakho. Ukuze uthuthukise isu lakho lokuhweba, kufanele uhlaziye ukuhweba futhi ubone amaphutha.
Esikhundleni sokugxila ekulahlekelweni, gxila ohlelweni lokufunda (bheka isigaba sokuqala). Ukwamukela ukulahlekelwa kungase kube lula ngokwenza, ikakhulukazi uma umhwebi esebenzisa ibhalansi yokuzijwayeza ukuhlola ithiyori yakhe.
Isinqumo
Imizwa kanye nokuntula isiyalo kudinga ukunakekelwa. Njengenye indlela yokucabanga ngokweqile, thatha incwajana yephepha bese uqala ukubhala phansi uhlelo lwakho lokuhweba namasu, kanye nokulahlekelwa kwakho kanye nezixazululo ezingaba khona. Ungakwenza lokhu ngokuba nazo phambi kwakho.
Lawula ulwazi lwakho lokuhweba ngokuhlela kusengaphambili futhi ulawule ulwazi lwakho. Ngale ndlela, ungakwazi ukuqaphela kakhulu okwenzayo. Ukholwa noma ungakholwa, ukuzithiba kuzokusindisa kakhulu enkingeni nasenkingeni lapho uhweba esikhathini esizayo.
