Umrhwebi unokuba noluhlu olubanzi lweempawu ezinomtsalane. Ukuba umhlalutyi wezobugcisa akanakho ukuzithiba kwaye uthatha ingozi enkulu, baya kulahlekelwa yimali. Xa kufikwa kumba wokurhweba, ubani unokukuhlakulela njani ukuzeyisa?
Amanyathelo akhankanywe apha ngezantsi ajongeka ngokuthe tye, kwaye ngokwethiyori, anjalo. Kungenzeka ukuba, ukuba unamathela kwezi zikhokelo, uya kuba nakho ukuguqula isimo sakho sengqondo sokurhweba kwaye uphucule uqeqesho lwakho. Ukuze uthengise ngononophelo ngakumbi, uya kufuna la malungu.
Chaza ngokutsha ugxininiso lwakho
Ungagxila kakhulu ekufumaneni ukuba uhlala unamehlo akho ekujoliseni. Ngokwahlukileyo kwinkolelo eqhelekileyo, ukugxininisa kwimiphumo eyonwabisayo akunakuze kube yingenelo okanye kwakhe. Ngoba?
Abarhwebi abakwazi ukulawula iimvakalelo zabo xa begxila kwiziphumo.
Abarhwebi ababeka phambili iziphumo bahlala betsiba ezinye iinkqubo ukuze bafikelele entanjeni. Ke baphinda baphinda batyale imali yabo ukuze babuyise ilahleko yabo. Abakhathali malunga nohlalutyo, yimpumelelo kuphela. Cinga ngendlela orhweba ngayo rhoqo ukuba obu buchule bubonakala buqhelekile. Ngaba uyalulungiselela uludwe lokuhlola uze ucebe kwangaphambili? Ngokuqinisekileyo unikezela kwiimvakalelo.
Ukuxabisa eyona nto ibaluleke kakhulu, tshintshela ingqalelo yakho ekuveliseni imali ukuya kwisicwangciso sokufunda nokuvavanya. Esikhundleni sokugxila kwiziphumo ezikhawulezayo, gxila ekuphuhliseni indlela yakho kunye nokuziqhelanisa ngakumbi.
Ziqhelanise nolawulo lomngcipheko
Ngalo lonke ixesha urhweba, ulawulo lwemali luluhlu lwamanyathelo owathathayo ngaphambi, ngexesha, nasemva korhwebo. Ezi zenzo ziyafuneka ukugcina ibhalansi yomthengisi ukuze ugcine umngcipheko wabo kunye nelahleko enokwenzeka.
Nangona kufanele kucace ukuba ukuvavanya umngcipheko kubalulekile, abarhwebi abaninzi abazikhathazi ngayo kwaphela okanye benza kuphela oko bakufumana bekhululekile.
Ezinye iimbono zolawulo lwemali, njengokuthoba isixa-mali sotyalo-mali okanye ukuseta inqanaba lengeniso, zibonakala zingavisisani. Ukuze enze imali, urhwebo bekuya kufuneka lunciphise ingeniso yalo. Ngenxa yokuba into embi kakhulu enokuthi yenzeke kukulahlekelwa yinto yonke, injongo kukukhusela umrhwebi.
Ukwenza ulawulo lomngcipheko umkhwa kunceda abarhwebi bagcine iimvakalelo zabo xa bethengisa ngendlela enzima. Ulawulo lwemali lubandakanya izinto ezifana nokwenza uphando lweemarike, ukugcina ijenali yokurhweba, ukusebenzisa izixhobo ezifana nokuThatha iNzuzo kunye nokuyeka ilahleko, kunye nokunye. Kwakhona kuthetha ukukhetha iindlela zokurhweba ezikhuselekileyo ngaphezu kwezo ziyingozi, kunye nokunye.
Funda kwiilahleko kunye neentsilelo zakho
Ukuziphatha akufuneki kuphele ngesivumelwano. Ukulawula iimvakalelo kubandakanya ukwamkela ilahleko ngobunono ngelixa usenza intsingiselo yazo. Ukuphucula isicwangciso sakho sokurhweba, kufuneka uhlalutye urhwebo kwaye uchonge iziphene.
Kunokuba ugxininise kwilahleko, gxininisa kwinkqubo yokufunda (jonga umhlathi wokuqala). Ukwamkela ilahleko kunokuba lula ngokuziqhelanisa, ngakumbi ukuba umrhwebi usebenzisa ibhalansi yokuziqhelanisa ukuvavanya ithiyori yabo.
Isigwebo
Iimvakalelo nokuswela uqeqesho kufuneka kunyanyekelwe. Njengenye indlela yokucinga kakhulu, thatha incwadana yephepha kwaye uqale ukubhala phantsi isicwangciso sakho sorhwebo kunye nesicwangciso, kunye nelahleko yakho kunye nezisombululo ezinokwenzeka. Ungakwenza oku ngokubabeka phambi kwakho.
Thatha ulawulo lwamava akho okurhweba ngokucwangcisa kwangaphambili kwaye uthathe ulawulo lwamava akho. Ngale ndlela, unokuqaphela ngakumbi into oyenzayo. Yikholwa okanye ungayikholelwa, ukuzeyisa kuya kukusindisa kakhulu kwingxaki kunye nengxaki xa uthengisa kwixesha elizayo.
